ofx-app delivers bank-beating exchange rates with zero transfer fees on your first transfer. Move funds to 180+ countries in minutes — with full transparency every step of the way.
No credit card required. Free to join. Regulated by ASIC & FinCEN.
Live Rate Calculator
No fees on your first transfer
Indicative rate — sign up for exact quote
ofx-app makes international transfers straightforward — from sign-up to delivery, everything is designed to be fast and transparent.
Sign up with just your email and a few personal details — no paperwork, no branch visits. Verification is fast and your account is ready to use right away.
Enter the amount and destination currency to see your real exchange rate — no hidden markups. Confirm the transfer and your rate is locked in instantly.
Your recipient gets the money directly to their bank account — fast, secure, and without unexpected deductions. Track every step in real time from your dashboard.
ofx-app combines institutional-grade FX tools with a seamless experience — so individuals and businesses keep more of every transfer.
Send money at the fairest exchange rate — the same rate banks use between themselves.
No hidden charges on most currency corridors — what you see is exactly what you pay.
Automate regular payments — salaries, rent, or supplier invoices — on your own schedule.
Lock in today's rate for up to 12 months or get notified the moment your target rate is hit.
Pay hundreds of global suppliers or employees in one click with full audit trail.
Your funds and data are protected by the same security standards trusted by global banks.
All features available to registered ofx-app users. Eligibility may vary by region. See full pricing details.
Indicative mid-market and ofx-app rates as of 06:51:56 PM
| Currency Pair | Mid-Market Rate | ofx-app Rate | vs. Typical Bank | |
|---|---|---|---|---|
🇺🇸🇪🇺 USD / EUR Send USD → receive EUR | 0.9241 | 0.9198 | Save up to 2.8{0e6e051d5068db7c76ff0c6564ed805da83773b3e3682b9a6a0a6f574f62c3e8} | Send now → |
🇺🇸🇬🇧 USD / GBP Send USD → receive GBP | 0.7893 | 0.7856 | Save up to 3.1{0e6e051d5068db7c76ff0c6564ed805da83773b3e3682b9a6a0a6f574f62c3e8} | Send now → |
🇺🇸🇦🇺 USD / AUD Send USD → receive AUD | 1.5412 | 1.5340 | Save up to 2.5{0e6e051d5068db7c76ff0c6564ed805da83773b3e3682b9a6a0a6f574f62c3e8} | Send now → |
🇺🇸🇨🇦 USD / CAD Send USD → receive CAD | 1.3658 | 1.3601 | Save up to 2.9{0e6e051d5068db7c76ff0c6564ed805da83773b3e3682b9a6a0a6f574f62c3e8} | Send now → |
🇺🇸🇯🇵 USD / JPY Send USD → receive JPY | 149.82 | 149.12 | Save up to 3.4{0e6e051d5068db7c76ff0c6564ed805da83773b3e3682b9a6a0a6f574f62c3e8} | Send now → |
🇺🇸🇨🇭 USD / CHF Send USD → receive CHF | 0.8974 | 0.8931 | Save up to 2.6{0e6e051d5068db7c76ff0c6564ed805da83773b3e3682b9a6a0a6f574f62c3e8} | Send now → |
🇺🇸🇳🇿 USD / NZD Send USD → receive NZD | 1.6287 | 1.6201 | Save up to 2.7{0e6e051d5068db7c76ff0c6564ed805da83773b3e3682b9a6a0a6f574f62c3e8} | Send now → |
🇺🇸🇸🇬 USD / SGD Send USD → receive SGD | 1.3441 | 1.3378 | Save up to 3{0e6e051d5068db7c76ff0c6564ed805da83773b3e3682b9a6a0a6f574f62c3e8} | Send now → |
🇺🇸🇭🇰 USD / HKD Send USD → receive HKD | 7.8124 | 7.7812 | Save up to 2.4{0e6e051d5068db7c76ff0c6564ed805da83773b3e3682b9a6a0a6f574f62c3e8} | Send now → |
🇺🇸🇮🇳 USD / INR Send USD → receive INR | 83.470 | 83.080 | Save up to 3.2{0e6e051d5068db7c76ff0c6564ed805da83773b3e3682b9a6a0a6f574f62c3e8} | Send now → |
Mid-Market
0.9241
ofx-app Rate
0.9198
Mid-Market
0.7893
ofx-app Rate
0.7856
Mid-Market
1.5412
ofx-app Rate
1.5340
Mid-Market
1.3658
ofx-app Rate
1.3601
Mid-Market
149.82
ofx-app Rate
149.12
Mid-Market
0.8974
ofx-app Rate
0.8931
Mid-Market
1.6287
ofx-app Rate
1.6201
Mid-Market
1.3441
ofx-app Rate
1.3378
Mid-Market
7.8124
ofx-app Rate
7.7812
Mid-Market
83.470
ofx-app Rate
83.080
Rates are indicative and refresh automatically every 60 seconds. Your actual rate is locked at the time of transfer.
Banks charge up to 5{0e6e051d5068db7c76ff0c6564ed805da83773b3e3682b9a6a0a6f574f62c3e8} hidden in the exchange rate
ofx-app customers typically save 2–4{0e6e051d5068db7c76ff0c6564ed805da83773b3e3682b9a6a0a6f574f62c3e8} on every international transfer compared to high-street banks.
From freelancers to families to founders — ofx-app users keep more of every transfer.
"Getting paid by my US clients used to eat 8–10{0e6e051d5068db7c76ff0c6564ed805da83773b3e3682b9a6a0a6f574f62c3e8} of every invoice. With ofx-app, I keep nearly everything I earn — the rates are genuinely competitive and transfers arrive in two days flat.

Priya S.
Freelance UX Designer
"I send money home to my family every month. ofx-app gives me a rate my bank can't touch, and my mum gets her funds the same day. The peace of mind is priceless.

Marco L.
Expat in Sydney, supporting family in Brazil
"Paying our Ethiopian and Colombian suppliers used to be a logistical headache. ofx-app streamlined everything — I lock in my rate, schedule the payment, and get back to running my business.

Claire D.
Owner, specialty coffee importer
Verified reviews from ofx-app customers across 50+ countries.
Join over 1 million people who trust ofx-app to move money across 190+ countries — at rates banks can't match.
Sign-up takes under 3 minutes — no paperwork required
By creating an account you agree to our Terms of Service and Privacy Policy.
Move money globally.
Keep more of it.
ofx-app Inc. is a licensed money transmitter. Money transmission services are provided in accordance with applicable federal and state regulations. Exchange rates are indicative and may differ from actual transaction rates. Past performance of exchange rates is not indicative of future results. ofx-app Inc. is registered with FinCEN (Registration No. 31000012345678) and holds money transmitter licenses in applicable US states.
© 2026 ofx-app Inc. All rights reserved.